Discover Personal Loans Reviews and Complaints

I had three loans with Discover. Two for 10K one for 15K.

I was approved over the phone all three times within minutes. Fico Score 690. Very easy to deal with. FYI..

Does not make sense to pay off loan early because they top load the loan so you pay off the interest first. If you paid on the loan more than a year you will save almost nothing by paying the loan off early.

this was my second loan with discover and am also a discover credit card holder. first loan went well and was paid back early.

this loan was offered as a simple interest loan which I understand interest is equally charged to each payment unless extra payments are made. first payment of approx. $690 went to interest only and second payment of same amount was only paying approx. $20 to principal.

this Is not my understanding of simple interest. during phone call the representative told me it was a front load interest loan meaning I pay most of the interest up front. so, even if I pay the loan off in the first two years I've already paid most of the interest. The loan agreement says it is a simple interest loan- VERY DECEITFUL!!!!!!!

They would not send me transcripts of our recorded phone calls BECAUSE THEY ARE LIARS!!!!! I paid the loan off today at the second payment due date. Cost me about $1200.00 in interest for two months.

Lost a customer for sure. They should be investigated!!!!!!!

Ive had a credit card for years now never been late on payment. Paid them off so I wasnt paying so much interest.

I receive a latter telling me I was guaranteed a loan. So I figured I'd get a great rate with a fico score of 798. So I applied and even with the guaranteed letter of getting a loan they sent me a denial letter because they said in the letter My fico wasn't great. What bs.

So Im not even going to keep their credit card any more. Ill be closing it next month because I have a 190. Card balance. They think I need them There are many like them out there.

What's funny is they keep track of my fico scores for me. They just lost a great customer With excellent credit like I have I dont have problems getting credit.

I have never been late on any of my bills they know first hand. They lost a keeper.

Hello everyone,My name is Mrs Amal Danny and i am talking as the happiest person in the whole wide world today, and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need of a loan of $2,000,000.00 USD to start my life all over as i am a single mum with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mrs. Mary Leo , he was the Savior GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $2,000,000.00 USD on the 22th/7/2018 and i will advise any one who is in genuine need of a loan to contact Mrs. Mary Leo via email: contact.loans.1919@gmail.com because he is the most understanding and kind hearten lender.

I PAID OFF MY DISCOVER PERSONAL LOAN. AFTER MY CHECK HAD CLEARED MY BANK I CONTINUED TO GET CALLS AND EMAILS THAT I WAS PAST DUE. AFTER CALLING THEM TWICE, THEY STILL CAN'T TELL ME WHERE MY FUNDS WERE APPLIED. AND THEY WON'T STOP THE CALLS OR EMAILS.

DANGER IN DEALING WITH THEM. YOU TALK TO PEOPLE WHO SAY THEY UNDERSTAND THAT YOU ARE UPSET, BUT WON'T DO ANYTHING TO RESOLVE THE ISSUE. EVEN A SUPERVISOR IS NOT ABLE TO HELP.

I ASKED SEVERAL TIMES, WHERE IS THE MONEY. I VERIFIED MY ACCOUNT NUMBER ON THE CHECK WAS MY ACCOUNT NUMBER. IN THE MEAN TIME ALL I CAN DO IS WAIT TILL THEY GET THEIR ACT TOGETHER. VERY UNHAPPY AND DISSATISFIED.

SHADY AND CROOKED.

I have excellent credit (760+) and wanted to do some home improvements so I applied for a few loans. Discover called and called (while I was at work and could not respond) and finally I applied.

Then nothing. I waited four days and called to inquire. They were OVERLY FRIENDLY asking details about what I was using the money for and going through items in my credit report, including why I refinanced an auto loan (duh....I got a better rate!). She indicated I was approved for a rate and term, and they would call to finalize. Then I called again after not hearing for three days. They indicated they needed a pay stub and W2. I provided it 10 minutes later. She said to wait for a call from her manager. Never came. Now I login and it says the loan was rejected.

Reason? "Unsatisfactory Trades". What the heck does that mean?

Well I Googled it and no real match comes up, but it seems this means you don't have a credit history.

So I wasted close to two weeks being led on. I have no problem with 'no' but that should come at the beginning when they run you FICO and pull your credit, not two weeks in when you've provided them your life story and personal documents.

Received pre-approval letter and responded using the invitation number. Received response back saying you are approved just call the number to finalize loan.

Upon calling you are asked your entire life history and thousands of questions regading what you plan to do with it. Then the rep ask you the same questions later in the conversation to make sure you telling the truth. It was a terrible feeling like I was in court. Then the rep said to hold on like 3 times each time for about 5 mins he said he was processing the paper work.

He told me to please have my checking account information when he return to the call which I did and gave it to him. Then he said call us back in two or 3 days and we will let you know our decision. I checked online for the status and it says that I was denied. This company is a hoax and they take your personal information and use it for God knows what and don't give you the loan and not have decency to call you back.

I will never deal with them. Please look else where for a better company.

My sister took my information and get personal loans from this so call bank. When I discover the fraud I contact thes as seen as possible to let them know I was not aware about so such money.

Related: Discover Personal Loans - Easy

Ask me for a police report, I did and so on. Keep checking on them for what going on, they are not doing nothing and they think I am guilty for what happened. They are not looking after the frauder. Four months from now no positive response.

I am waiting on them to send the loans to court cause I don’t make that such money and I will ever ever borrow it and they pretend I will pay it. Kiss my ***